Financing
Better sleep, in easy monthly payments.
Linden partners with Affirm so you can split the cost of your mattress, adjustable base, or full sleep setup into predictable monthly payments — with rates as low as 0% APR for qualified buyers.
From 0% APR
Qualified customers may see 0–36% APR based on credit.
3 – 36 months
Choose the term that fits your budget at checkout.
No hidden fees
No late fees, no compounding interest, no surprises.
Won't affect credit
Checking your options is a soft pull — no score impact.
How Affirm works
- 1
Add to cart
Choose your mattress, base, or bundle and continue to checkout.
- 2
Select Affirm
Pick Affirm as your payment method during checkout.
- 3
Get a real-time decision
Enter a few pieces of info. A soft credit check gives you your rate in seconds — no impact to your score.
- 4
Pay monthly
Choose a term from 3 to 36 months and pay a fixed amount each month. That's it.
Financing FAQs
Will applying affect my credit score?
No. Checking your eligibility with Affirm is a soft credit inquiry and will not affect your credit score.
What are the rates and terms?
Rates range from 0–36% APR depending on your credit. Terms range from 3 to 36 months. You'll see your exact rate and monthly payment before you confirm.
Are there any hidden fees?
Never. Affirm doesn't charge late fees, service fees, prepayment fees, or any hidden fees. You'll only ever pay the amount you agree to at checkout.
Who is eligible?
You must be 18 or older (19 in AL and select states), a U.S. resident with a valid U.S. mobile number, and able to verify your identity.
How do I make payments?
You can pay through the Affirm app or at affirm.com using a debit card, bank transfer, or check.
Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.